The term “VUSXX stock” is one of the most searched phrases among conservative investors looking for a low-risk place to park cash. But there’s a critical detail that many miss: VUSXX is not a stock. It’s the Vanguard Treasury Money Market Fund, and its behavior, structure, and returns are entirely different from traditional equities.
This article will clarify the confusion, explain how to interpret the VUSXX stock quote, show you where to find the latest VUSXX stock price today, and help you decide if this fund fits your 2025 investment goals.
What Is VUSXX?
VUSXX is the ticker symbol for the Vanguard Treasury Money Market Fund – Investor Shares. This mutual fund is designed for investors who seek:
- Capital preservation
- Daily liquidity
- Income from short-term U.S. Treasury securities
Unlike stocks, which represent ownership in a company, money market funds like VUSXX aim to maintain a stable net asset value (NAV) of $1.00 per share while generating modest income through interest.
Is VUSXX a Stock?
No. Despite what the term “VUSXX stock” might suggest, VUSXX is not a stock and does not trade like one. It’s a mutual fund, specifically in the money market category, and its purpose is safety, liquidity, and predictable yield, not growth or capital appreciation.
This distinction is crucial:
- It does not fluctuate throughout the day like a stock.
- It does not pay dividends in the traditional sense. Instead, interest income is accrued daily and typically distributed monthly.
- You won’t find a stock chart with sharp peaks or valleys—only a yield curve and NAV history.
VUSXX Stock Price Today (NAV as of May 2025)
The “stock price” in this context refers to the Net Asset Value (NAV), which is calculated at the end of each trading day.
| Metric | Value (May 1, 2025) |
|---|---|
| NAV | $1.00 |
| 7-Day SEC Yield | 4.87% |
| Expense Ratio | 0.09% |
| Fund Type | U.S. Treasury Money Market |
| Minimum Investment | $3,000 |
Source: Vanguard’s Official VUSXX Fund Page
Where to Find the VUSXX Stock Quote
Because VUSXX does not trade like a typical stock, you won’t find a traditional price quote or candlestick chart. However, you can monitor its current NAV, 7-day SEC yield, and performance through trusted sources like:
- Vanguard – Most accurate and updated source
- Yahoo Finance – VUSXX Quote – Useful for historical yield tracking
- Morningstar – Risk rating, fund performance, and category comparisons
Interpreting the VUSXX Stock Chart
Because the NAV is fixed at $1.00, you won’t see price movement in a traditional vusxx stock chart. What you can analyze instead:
- 7-day SEC Yield History: Tracks the rolling interest rate returns
- Distribution Yield: Monthly income distribution
- Tax Equivalent Yield (for high-income earners in high-tax states)
These charts help investors assess income generation rather than capital growth.
What Drives the VUSXX Yield?
VUSXX’s yield is not based on company earnings or market performance. Instead, it’s determined by:
- Short-term U.S. Treasury rates
- Federal Reserve interest rate policy
- Treasury repurchase agreement rates
- Vanguard’s active management of fund liquidity and quality
As of 2025, VUSXX benefits from elevated short-term Treasury yields, making it a strong cash reserve option.
Why Investors Use VUSXX in Their Portfolios
Key Benefits:
- Capital preservation: Highly stable and backed by the U.S. government
- Daily liquidity: Easily accessible cash
- Federal tax advantage: Interest income is exempt from state and local taxes
- Higher yield than most bank savings accounts
How to Buy VUSXX
You can invest in VUSXX directly through:
- Select third-party brokerage firms that offer Vanguard mutual funds
Note: Some platforms like Fidelity do not offer VUSXX directly. Instead, they provide equivalents like FDLXX or FZFXX, which you can compare in our article about VUSXX Fidelity Equivalents.
Tax Considerations for VUSXX Investors
One of the most appealing features of VUSXX is its tax efficiency:
- Interest income is exempt from state and local taxes
- Not subject to capital gains tax, since NAV is designed to stay at $1.00
- No federal tax exemption (it’s a taxable fund)
If you’re in a high-tax state (like California or New York), the state tax exemption on VUSXX yield is particularly valuable.
Frequently Asked Questions
Is VUSXX stock safe?
Yes. VUSXX is considered among the safest investments available, investing only in short-term U.S. Treasuries and repurchase agreements backed by Treasuries.
What is the VUSXX stock price today?
VUSXX maintains a constant NAV of $1.00. Investors earn through yield, not price changes. The 7-day SEC yield as of May 1, 2025 is 4.87%.
Does VUSXX pay dividends?
Not in the traditional sense. Instead, it distributes interest income, typically monthly, which can be reinvested or withdrawn.
Where can I find the VUSXX stock chart?
Look for VUSXX on Yahoo Finance or Morningstar. Charts show yield history and income distributions, not price movement.
Is VUSXX better than a savings account?
In most cases, yes. VUSXX typically offers a higher yield, better tax efficiency, and daily liquidity, though it is not FDIC-insured.
Key Takeaways
- VUSXX is not a stock, but a Treasury money market mutual fund with a stable $1 NAV
- Investors benefit from high liquidity, tax efficiency, and low risk
- VUSXX’s yield is driven by interest rates, not stock market performance
- Use Yahoo Finance, Vanguard, or Morningstar to monitor the latest vusxx stock price today
- It’s an excellent short-term cash reserve tool for conservative investors in 2025
Related Topics (Articles Coming Soon)
For a deeper look at the safety of the VUSXX fund, explore our full analysis on whether VUSXX is still a safe bet.
- Best Money Market Funds in 2025
- Treasury vs Government Money Market Funds: What’s the Difference?
Disclaimer
VUSXX.com is an independent educational website and is not affiliated with Vanguard or the Vanguard Treasury Money Market Fund (VUSXX). All content is for informational purposes only. Please consult with a licensed financial advisor before making investment decisions involving money market funds or any financial instrument.
